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1000+ Loans Closed Since 2011

For questions or advice, we’re here to help!

(502) 565-2511

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For questions or advice, we’re here to help!

(502) 565-2511

Buy the House. Skip the Big Down Payment.

Making Homeownership Affordable with Our 1% Down Program + 2% Grant

Here’s How It Works:

You bring just 1% down, and we provide a 2% grant, free money that never has to be repaid. Together, that’s a full 3% down payment, which may be enough to get you into your dream home.

Example: Buy a $300,000 home with only $3,000 out of pocket, thanks to a $6,000 grant from us.

✔ Only 1% Down from You

✔ 2% Grant You Never Pay Back

✔ Lower Upfront Costs

✔ Available to First-Time & Repeat Buyers

Check Now if You're Eligible

No Commitments or Hidden Fees!

130+ Five Star Reviews

Find Out If You Qualify Today

It’s fast, easy, and completely commitment-free.

Check My Eligibility

Disclosure

Example terms: $300,000 Purchase price with 1% down from borrower ($3,000) 2% down from lender ($6,000) with $291,000 financed. As of 7/03/2025 the rate is 6.75% interest rate / 7.161% estimated APR with a monthly payment of $1,952.18 with 0.776 points ($2,258.16) .  This assumes a single-family residence; purchase loan; 780 credit score; mortgage rate lock period of 30 days and customer profile with qualifying credit.

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for a conventional loan. It does not consider the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.