Need Help? Call (502) 565-2511 Step 1 of 24 4% 2024’s Best Mortgage Company in Louisville, KY Hi! How can we help you today? Buying a Home Refinancing Equity Loan What is your Home Buying Status at the moment? Signed a purchase agreement Making offers Going to open houses Just researching When do you plan to buy a House? ASAP 0-3 months 3-6 months Not sure How do you intend to use this property? Primary residence Second home Investment property What kind of real estate are you purchasing? Single family house Condominium Townhouse Multi-family home What’s your credit score? Excellent | 720+ Great | 660-719 Average | 620-659 Fair | 580-619 Poor | 580 or less What is the estimated purchase price of the new property? Less than $100,000 $100,000 - $300,000 $300,0000 - $500,000 $500,000 - $1 Million Above $1 Million What is your household income? 0 to $30,000 $30,001 to $50,000 $50,001 to $75,000 $75,001 to $100,000 $100,00 to $150,000 Above $150,001 What is your current job status? Employed Self-employed Military No job Other Do you have a real estate agent? Yes No Why are you refinancing? Reduce my monthly payment Get cash out Payoff my loan faster Get rid of PMI How do you use this property? Primary residence Second home Investment What kind of real estate are you refinancing? Single family house Condominium Townhouse Multi-family house What is your credit score? Superb 740+ Good 700-739 Average 660-699 Okay 600-659 Not that great - below 600 What is the approximate value of your property? Less than $100,000 $100,000 - $300,000 Above $300,0000 Above $500,000 Above $1 Million How much of the first mortgage is still owed? Less than $50,000 50,001 to 100,000 100,001 to 150,000 150,000 to 200,000 200,001 to 300,000 300,001 to 400,000 400,001 to 500,000 What is your current mortgage interest rate? Under 2% 2.1% to 2.5% 2.6% to 3% 3.1% to 4% 4.1% to 5% 5.1% & Above Not sure What kind of interest rate is it? Fixed Adjustable Not sure What is your current job status? Employed Self-employed Military Other What is your household income? 0 to $30,000 $30,001 to $50,000 $50,001 to $75,000 $75,001 to $100,000 $100,00 to $150,000 Above $150,001 What type of mortgage do you have at the moment? Conventional loan FHA loan VA loan USDA loan Any late payments throughout the last year? Yes No Have there been any recent bankruptcies, short sales, or foreclosures? Yes No Let's find you the best loan option! Share your details(Required) First Last Email Address(Required) Your phone number(Required)By pressing “Submit” you agree to Lightpoint Mortgage Company Inc's Terms of Service, and Privacy Policy and provide consent to receive text messages for important notifications about our services, updates on upcoming meetings, and replies from your dedicated representative. Message frequency varies. Message and data rates may apply. You can opt-out at any time by replying "STOP" to any message. Reply HELP for assistance. CAPTCHA