Introducing our Exclusive 1% Down Payment Loan – A One-of-a-Kind Opportunity!
Become a homeowner with just 1% Down, a 2% Grant
No Commitments or Hidden Fees!
Hundreds of Happy Customers
Key Benefits of the 1% Down Loan Program
- Low down payment with a grant
- This program is for everyone, including first-time buyers
How does the 1% Down Payment Program Work?
We combine your 1% down payment with a 2% grant. This makes it a 3% down payment in total.
Imagine buying your dream home with a down payment as low as $3,000 for a $300,000 property – sounds unbelievable, right? Well, it’s not a dream, it’s our incredible 1% Down Payment Loan!
Apply for the 1% down payment loan with LightPoint Mortgage and get the keys to your new house!
Frequently Asked Questions
Is the 1% downpayment loan program for first-time homebuyers?
The 1% downpayment loan program is available to everyone It is not exclusive for first-time home buyers.
Can I buy a vacation home or investment property with this loan
The goal of this home is to help people buy their primary residence. The program is not available for rental, investment, and vacation properties.
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Disclosure
Example terms: $300,000 Purchase price with 1% down from borrower ($3,000) 2% down from lender ($6,000) with $291,000 financed. As of 7/31/2022 the rate is 6..875% interest rate / 6.98% estimated APR with a monthly payment of $1,911.67 with 1.037 points ($3,017.67) . This assumes a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with qualifying credit.
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.
