15-Year-Fixed Rate Mortgage
Get the 15-Years-Fixed Rate Mortgage With Us
A 15-Year Fixed Rate loan is fully amortized over a 15-year period and features constant monthly payments.
It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast.
The 15-Years-Fixed Rate Mortgage Loan Process
- Complete our simple15-Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Frequently Asked Questions
How do I qualify for a fixed rate loan?
Is a 30-year fixed-rate mortgage better than a 15-year fixed-rate mortgage?
With a 30-year mortgage, a borrower can spread out payments over a long period of time while also keeping more of their monthly income. In comparison to a 15-year mortgage, a 30-year mortgage has a higher interest rate, and you will pay more in interest charges as opposed to principal payments.
What is the difference between 15-year and 30-year fixed rate mortgage?
Fixed interest rates and fixed monthly payments are options for both 15- and 30-year mortgages. However, if you take up a 15-year mortgage and make the minimum monthly payments, you will pay off your house in 15 years as opposed to the entire 30-year mortgage.