Refinance your Home Loan
Refinance your mortgage easily at a lower interest rate and a better loan term
Why Refinance Home With Us
Need refinancing options on a home, or another real estate? We will make the refinance process easier for you. Follow our quick steps and refinance a home in Louisville, KY now!
The Home Refinance Process
- Complete our simple home refinance analysis request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Frequently Asked Questions
What are the rules for refinancing?
You may need to satisfy the following refinance requirements, depending on your loan type and lender: a current mortgage loan in good standing, sufficient home equity, a qualifying credit score, a moderate debt-to-income ratio, and enough cash to cover the refinancing charges.
Can refinancing hurt your credit score?
How difficult is it to refinance a house?
Despite having many of the same stages as buying a home, the refinancing process is usually simpler. Although the time frame for your refinance can be difficult to forecast, it usually takes 30 to 45 days.
Ready to Refinance your Home?
Get pre-approved with LightPoint Mortgage in as little as 30 minutes.