I’m just gonna come out and say it: Fort Thomas is hands-down the best place to live in Kentucky. Yeah, you heard me right. This charming little suburb of Cincinnati has got it all – top-notch schools, a super low crime rate, and some of the friendliest folks you’ll ever meet. But don’t just take my word for it. Niche.com gave Fort Thomas an A+ rating, calling it the #1 place to live in the Bluegrass State. And with its picturesque streets lined with historic homes and easy access to the big city amenities of Cincy, it’s no wonder why.
Don’t get me wrong, small towns have their charm, but if you’re craving the urban rush, Louisville is the place to be. This dynamic city is bursting with energy, from the legendary Kentucky Derby to the interactive exhibits at the Louisville Slugger Museum. And then there’s the food – think artisanal bakeries, trendy breweries, and some of the best BBQ joints in the country. Add to that a thriving arts scene and ample green spaces, and you’ve got the perfect recipe for an unforgettable adventure.
The 10 Best Places to Live in Kentucky in 2024
Kentucky is a treasure trove of great places to live, with its picturesque river towns and vibrant cities offering something for every taste. From the charming streets of Paducah to the eclectic energy of Louisville, the Bluegrass State has a way of making everyone feel at home.
We’ve sifted through the Bluegrass State to find the top 10 cities in Kentucky that strike the perfect balance between affordability, opportunity, and quality of life. Whether you’re a young professional, growing family, or retiree, these communities have the secret sauce to make you feel like you’ve finally found home sweet home.
Covington, Louisville, Lexington, Bowling Green, Owensboro, Paducah, Fort Thomas, Villa Hills, Crestview Hills, Deer Park
Get ready to fall in love with Kentucky’s most captivating cities. From the beautifully preserved historic homes of Covington to the unbeatable energy of Louisville, each city boasts its own unique draw. Whether you’re an art enthusiast or an adrenaline junkie, these top 10 best places to live in Kentucky have something for everyone.
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What Makes These Kentucky Cities the Best Places to Live?
What makes Kentucky’s top cities stand out from the pack? It’s not just one magic ingredient, but a rich blend of factors that make them the most desirable places to call home in the Bluegrass State.
One major perk of these cities is their affordability. Take Owensboro, for instance, where the median home value is a reasonable $116,800, making it an ideal spot for first-time buyers and growing families looking to put down roots.
Affordable Housing Options
A huge benefit of calling Kentucky’s top cities home is the array of affordable housing options available. Whether you’re looking to rent or buy, you’ll discover a diverse selection of homes that fit comfortably within your budget.
In fact, according to the U.S. Census Bureau, the median home value in Kentucky is just $141,000, well below the national median of $217,500. Cities like Bowling Green and Owensboro offer even more affordable options, with median home values of $158,400 and $116,800, respectively. This makes them great places for those seeking affordable housing options.
Strong Job Market
No doubt, affordability is just the beginning. These Kentucky cities are packed with a thriving job market, boasting an array of industries and a bright outlook for career advancement.
Take Louisville, where major employers like UPS, Ford, and GE Appliances are fueling growth. The city’s healthcare sector is also on the upswing. In Lexington, a low unemployment rate and a surge in high-tech and advanced manufacturing job opportunities have created a thriving economy.
Plenty of Entertainment and Dining Options
Escape the daily grind in Kentucky’s top cities, where a world of arts and entertainment awaits. From museum exhibits that inspire to theatrical performances that thrill, there’s always something new to discover and savor.
Take Louisville, for example. This vibrant city is home to the Kentucky Derby, the Louisville Slugger Museum & Factory, and a wide range of other cultural attractions. And when it comes to dining, you’ll find everything from classic Southern cuisine to innovative farm-to-table restaurants. With its unique attractions and entertainment venues, Louisville is a great place for those seeking a vibrant city life.
Great Outdoor Recreation
Get ready to trade in city streets for scenic vistas and outdoor adventures in Kentucky’s best cities. With lakes, rivers, and parks galore, there’s no shortage of opportunities to soak up the great outdoors.
Get ready to saddle up in Lexington, where the Kentucky Horse Park awaits with its vast 1,200 acres of trails and horse-themed fun. But if you’re looking for something entirely different, Bowling Green’s Lost River Cave has got it – an underground boat tour and hiking trails that will leave you breathless. Either way, outdoor enthusiasts will find plenty to love.
High-Quality Public Schools
Families with kids in school will find some of Kentucky’s top-performing public schools in these cities. Strong graduation rates, high test scores, and a rich array of extracurricular activities make these districts stand out.
In fact, according to Niche’s 2021 Best School Districts in Kentucky ranking, several of these cities’ school districts earned top marks. Fort Thomas Independent Schools, for example, ranked #1 in the state, while Bowling Green Independent Schools and Owensboro Public Schools both earned an A+ rating. Access to high-quality public schools is a major draw for families considering a move to these Kentucky cities.
Reasonable Cost of Living
One of the biggest advantages of living in these top Kentucky cities is the low cost of living. From affordable housing options to cheaper groceries and utility bills, you’ll find your hard-earned cash goes a lot further.
According to the Missouri Economic Research and Information Center, Kentucky’s cost of living index is 90.9, nearly 10% lower than the national average. Cities like Owensboro and Paducah are even more affordable, with cost of living indexes of 84.8 and 80.2, respectively. This makes them attractive options for those seeking a lower cost of living without sacrificing quality of life.
Covington: A Charming River City with a Thriving Arts Scene
Covington to experience it for yourself.
The city’s crown jewel is undoubtedly Mainstrasse Village, a captivating historic district infused with German charm. Locals and tourists converge on this hotspot, lured by its stunning architecture, lively events, and abundant historic charm. From iconic Oktoberfest celebrations to joyous Maifest revelries, there’s always something to draw you in.
Behringer-Crawford Museum, showcasing the rich history and culture of Northern Kentucky. For outdoor enthusiasts and families, Devou Park is the ultimate recreational activities hub.
Louisville: The Vibrant Heart of Kentucky
Kentucky’s largest city, Louisville, pulses with Southern charm and big-city excitement. From the thrill of the Kentucky Derby to the smooth flavors of its renowned bourbon distilleries, this vibrant city has something for everyone.
One of the city’s most iconic attractions is Churchill Downs, home of the Kentucky Derby. This historic racetrack hosts the annual “Run for the Roses,” as well as a variety of other events throughout the year. Visitors can also explore the Kentucky Derby Museum, which showcases the history and tradition of this iconic event. The Kentucky Derby is just one of the many unique attractions that make Louisville a great place to live for sports fans and history buffs.
Another must-see attraction in Louisville is the Louisville Slugger Museum & Factory. Here, you can learn about the history of this iconic baseball bat, see how they’re made, and even take home a personalized bat of your own. This unique museum is a testament to Louisville’s rich sports history and its role in shaping American culture.
Escape to Cherokee Park, a stunning 400-acre haven designed by Frederick Law Olmsted. With its picturesque walking trails, exhilarating biking trails, and challenging golf course, this park has something for every outdoor enthusiast. Come for the scenic views, stay for the variety of recreational activities that’ll keep you coming back for more.
Immerse yourself in Louisville’s spirited scene by exploring the Kentucky Bourbon Trail. This iconic trail features renowned distilleries, offering behind-the-scenes tours and samplings that will delight foodies and spirits enthusiasts alike. As a great place to live, Louisville’s passion for fine dining and craft beverages is simply intoxicating.
Lexington: The Horse Capital of the World
The “Horse Capital of the World” is a fitting title for Lexington, a stunning city nestled among rolling hills and horse farms that will leave any equestrian enthusiast spellbound. For a chance to experience the beauty of this horsey haven, Lexington is a must-visit destination.
In the heart of Lexington lies a 1,200-acre oasis dedicated to all things horse: the Kentucky Horse Park. This incredible park is a celebration of the region’s equestrian heritage, showcasing an array of horse breeds, live performances, and demonstrations that leave you mesmerized. Take a leisurely trail ride through the picturesque countryside, and experience the rich history and traditions of horse breeding and racing in Lexington.
Lured by the charm of Lexington, many find themselves drawn to the University of Kentucky, a prestigious public research institution in the state. The campus boasts beautifully restored historic buildings, a lively student scene, and the iconic Rupp Arena, where the Kentucky Wildcats basketball team takes center court. As a major employer and cultural hub, the university lends a great deal to Lexington’s appeal as a fantastic place to call home for students, faculty, and staff alike.
Ledy by the city’s rich past, downtown Lexington is where you’ll discover the heart of the city’s history and culture. Here, charming old buildings now house an eclectic mix of independent shops, restaurants, and cultural attractions like the Lexington History Museum and the Lexington Opera House. Amidst the bustle, you’ll find modern amenities blending seamlessly with historic charm.
In Lexington, theBluegrass State’s thriving horse farms await, offering a behind-the-scenes peek at the meticulous process of breeding and training these majestic animals. As you explore these picturesque properties, you’ll discover why this great place has become a haven for horse lovers and enthusiasts alike.
Bowling Green: A Growing City with Small-Town Charm
The Western Kentucky University campus is the crown jewel of Bowling Green. This beautiful hub of learning is dotted with historic buildings, buzzing with student energy, and alive with cultural and athletic events all year round. As a major employer and cultural hub, the university adds to the city’s charm, making it a great place to live for students, faculty, and staff alike.
Car enthusiasts will find their haven at the National Corvette Museum, where the rich history and evolution of America’s beloved sports car come alive. Take a Corvette for a spin on the nearby racetrack and experience the thrill firsthand. This iconic museum showcases Bowling Green’s significant role in the automotive industry, making it a great place to live for car aficionados and history buffs alike.
Nature lovers will also find plenty to explore in Bowling Green, including the stunning Lost River Cave. This unique natural attraction features underground boat tours, hiking trails, and a variety of educational programs. The cave is a popular spot for outdoor enthusiasts and families, and adds to Bowling Green’s appeal as a great place to live for those who love nature and adventure.
In the heart of downtown Bowling Green, you’ll find Fountain Square Park, a beautiful green space that hosts a variety of community events throughout the year. The park is surrounded by unique shops, restaurants, and historic buildings, making it a popular gathering spot for locals and visitors alike. The downtown area is a hub of activity and a testament to Bowling Green’s small-town charm and sense of community.
Owensboro: A Family-Friendly City on the Ohio River
With its scenic riverfront parks, Owensboro, Kentucky, has a certain charm that’s hard to resist. Visit Owensboro and discover a thriving arts scene, mouth-watering barbecue, and a high quality of life at a price that won’t break the bank.
River views don’t get much better than those at Smothers Park, where the scenic beauty is matched only by the wealth of activities on offer. Whether you’re a parent seeking a fun-filled afternoon or a music lover craving a sultry summer evening, this park delivers. From playgrounds and splash pads to outdoor concerts, Smothers Park has something for everyone.
A visit to the Owensboro Museum of Fine Art is like stepping into a world of creativity. With its diverse exhibitions and permanent collection, this museum is a haven for art lovers and a beacon of cultural richness in the heart of Owensboro. If you’re an artist or simply someone who appreciates the beauty of art, you’ll feel right at home in this great place.
Music lovers won’t want to miss the Bluegrass Music Hall of Fame & Museum, which celebrates the history and culture of this iconic American genre. The museum features interactive exhibits, live performances, and a variety of educational programs throughout the year. The museum is a unique attraction that sets Owensboro apart from other cities, and adds to its appeal as a great place to live for music fans and history buffs.
Before you leave Owensboro, make sure to soak up the local vibe and indulge in some mouthwatering barbecue – it’s the perfect way to cap off your visit.
Conclusion
So there you have it, folks. The best place to live in Kentucky is really up to you and what you’re looking for. Whether you’re a small-town lover or a big-city adventurer, the Bluegrass State has got something for everyone. From the quaint charm of Fort Thomas to the non-stop action of Louisville, Kentucky is a state that’s full of surprises.
But don’t just take my word for it. Get out there and explore for yourself. Take a stroll through the streets of Covington, catch a game at Rupp Arena in Lexington, or take a scenic drive through the horse country of Bowling Green. Because at the end of the day, the best place to live in Kentucky is wherever feels like home to you.